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Mortgage Programs
Home Purchase Loans
Home Equity Loans and Lines of Credit
Construction Loans

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Mortgage Programs

Check out our new online mortgage center!

Miners National Bank offers different mortgage programs to fit your needs. Whether it is a mortgage to purchase a new home, a cabin or vacation home, a mortgage to build your dream home, or a home equity loan or line of credit, Miners National Bank can help.

Miners National Bank stands out from the rest in:

Local Underwriting • Closing Costs
• Rates • Fast Closings
• Terms • Knowledgeable Staff
• Customer Service  

Check out our new online mortgage center!

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Home Purchase Loans

Buying a new home is exciting, but at the same time can be a stressful process. Our lenders will take the stress out of the process. We will find the mortgage that best fits your situation.

We offer two types of home mortgages:

    • Miners Preferred Mortgage
    • Secondary Market Programs

Miners Preferred Mortgage Features:

• Local underwriting. Your file isn't sent off to some far away place to be underwritten and approved. Our loan officers take care of everything so there is no need to wait weeks for an answer. We customize the loan to fit your needs!
• Low, competitive rates
• Fast Closing. Some in as little as 7 days!
• Low Closing Costs. We only charge actual costs – NO UNDERWRITING OR ADMINISTRATION FEES!
• Local Lending and Funding. Your loan is funded with local your loan officer. Keeping your business local helps our communities grow.

Secondary Market Programs: We have a special relationship with a lender who offers a wide variety of products to fit your needs.

• Fixed rate, adjustable and interest only programs
• Flexible credit guidelines
• Self-employed and hard to document income programs
• 100% loan to value programs
• Available for owner occupied, second home and investment properties

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Home Equity Loans and Lines of Credit

Do you have equity in your home and would like to use it? Come to the Miners National Bank in Eveleth for a quick, low cost home equity loan or line. They are perfect for home improvements, debt consolidation, purchasing a car, or for anything you can imagine!

Our Home Equity loans and lines of credit feature:

• Fast Closings
• Low Closing Costs
• Local Underwriting
• Competitive Rates

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Construction Loans

If you are looking at building a home - you've come to the right place! Miners National Bank of Eveleth offers:

• Free Pre-qualifications
• No Application Fees
• Local Underwriting
• Low Fixed Rate during construction
• No Fees for draws or inspections

Our construction programs are second to none! Our loan officers can help you build your dream home!

Don't Hesitate - Call us today!

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